http://millenium3-ecommerce.com René Bastien's take on the card industry and life in general. All material © 2009 by René Bastien Sat, 13 Feb 2010 12:47:44 +0000 http://backend.userland.com/rss092 en I have been consulting with Financial Institutions worldwide on the implementation of EMV for 10 years now. My compliments to the team at the University of Cambridge Computer Laboratory for continuing to research potential weaknesses in the payment system. This is how to make a system better: ... http://millenium3-ecommerce.com/?p=62 I have been asked repeatedly over the years if the USA would eventually move to the EMV standard.   I wish I had a crystal ball when that happens, but I do not (it would be fun, as a consultant, to offer the crystal ball service to clients, at a premium ... http://millenium3-ecommerce.com/?p=55 Dark Reading has an interesting article on the release by the PCI Council of a best practices guide to assist merchants in the prevention of card skimming (see http://www.darkreading.com/security/government/showArticle.jhtml?articleID=219401468&cid=nl_DR_DAILY_H).  I really like Chris Paget's take on the weaknesses of the proposal by PCI, i.e. the proposal does not address malicious ... http://millenium3-ecommerce.com/?p=57 Fact:  Heartland had successfully passed the PCI audit requirements, yet was hacked.  And if it was the only case... but it was not. Do not get me wrong.  The PCI standards are definitely a step in the right direction.  The industry, and by that I mean card issuers, transaction acquirers, merchants ... http://millenium3-ecommerce.com/?p=56 I have been taking pictures for a long time.  And I love it!  It is part hobby, part building lasting memories, and part sharing the beauty of this world with friends and colleagues.  The 'My pictures' hyperlink on the right will take you to an external site where I post ... http://millenium3-ecommerce.com/?p=54 CTST 2009 PresentationIt never ceases to amaze me that people in the payment industry seem to have a limited understanding of how a retail checkout works in the real world.  Payment is only a part of the global transaction, and payment is certainly not streamlined to be easily integrated into ... http://millenium3-ecommerce.com/?p=49 Here is a copy of the presentation I gave on June 25th at Cardware 2007 in Toronto (in the pages, right-hand side). I had a great time preparing it and it was well received by the retailers present at the conference. Do not hesitate to post commentsSo do not play ... http://millenium3-ecommerce.com/?p=22 I am just back from Cardware Ottawa, the symposium held today by Act Canada. This year's event focused on Identity Management and Credentialing. It was an interesting day all in all, with good speakers and interesting topics. It was interesting to note that some of the discussions centered on ... http://millenium3-ecommerce.com/?p=17 I have the privilege of speaking at Cardware 2007, one of the symposiums organized by ACT Canada (more information at http://www.actcda.com/calendar/symposium.htm). The purpose of my presentation is to illustrate what retailers need to know in preparation of the EMV migration. You are all invited to attend as the program promises ... http://millenium3-ecommerce.com/?p=16 This is now out in the public domain. A Canadian pilot will start in 2007, peaking in March 2008. See the article on Card Technology, at http://www.cardtechnology.com/article.html?id=20070529PCKY4NLS. It will be interesting to see how the technology is accepted by cardholders and merchants, and if there are any technology issues. ... http://millenium3-ecommerce.com/?p=15